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Growing up in a fast-changing world, Gen Zs and millennials have different aspirations as well as challenges compared to previous generations

According to a report by The Star, Gen Zs and millennials feel deeply concerned about the state of the world and their own future. To make ends meet, more than four in 10 Gen Zs and a third of millennials have a part or full-time side hustle, in addition to their primary job.

Plus, these young Malaysians are not just hustling for the sake of it. Most of them have a clear vision of what they want to achieve in life and how they picture themselves a few years down the road.

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We spoke to some of these young Malaysians and asked them to share their life goals before they hit the big 4-0. Here’s what they said:

1. “I want to live the expat life before turning 40”

“While the expat life is for all ages, I think it’s crucial to do it when you’re young, especially when you’ve yet to start a family, ’cause it’s less of a hassle.

“I’ve always loved travelling, but I think that actually living and working in a foreign country is the only way for you to really immerse yourself in the people’s culture and lifestyle. I really wanna experience working in Japan — I know the hustle culture there is crazy and it’s not going to be easy for sure. But tbh, I’m open to working in any country, hehe.”

– Tim, 26 years old

Image via Helena Lopes/Pexels

2. “I wanna be able to afford an investment home and earn passive income”

“The idea is to buy a condo somewhere in Penang that I can rent out monthly or use as an Airbnb. Then eventually, I hope to be able to travel with that passive income.

“My ultimate goal is to hit at least 10 countries before I turn 40 years old.”

– Kelsey, 24 years old

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3. “By the age of 40, I want to achieve financial freedom”

“I want to come to a place where I can do whatever I want without having to worry about money. That’s why I’m actively pursuing investment opportunities, and hoping it pays off down the road.

“It’d also be nice if I can afford signing up for premium club memberships and even premier banking at some point. I’ve always envied this atas lifestyle, and imagined myself living the high flyer life one day.”

– Jesse, 29 years old

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4. “Before I turn 40, I want to open a book café that will be my own little paradise”

“There’s nothing like curling up with a good book and a cup of coffee.

“It’s my favourite way to relax and escape from the stress of everyday life. My dream is to open a book café where I can share this joy with others.

“I think life is too short to postpone your dreams. Plus, I think by that time, I would have enough experience and savings to make it a reality.

“Can’t wait to make it happen and enjoy the peace and comfort of running my own business, instead of working for someone else.”

– Alya, 25 years old

Image via Ketut Subiyanto/Pexels

5. “I have a clear goal for myself that before I turn 40, I want to be a top influencer for big brands”

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“I don’t want to settle for ordinary partnerships and products. I want to work with the best of the best, like Louis Vuitton, Bonia, and Chanel. I want to share my passion and style with millions of fans around the world. I know my dream may seem like a fairytale to some, but it’s my reality.

“I’m not afraid to chase my dreams, because I know I have what it takes.”

– Mia, 28 years old

6. “I have a lifelong dream to own a sports car by 40 — a GTR, to be exact”

Image via Erik Mclean/Pexels

“Ever since I was a kid, I’ve been fascinated by cars and racing. I love the feeling of adrenaline and speed, and nothing beats the sound of the GTR’s roaring engine.

“I’m determined to make this dream come true. And, yes, I’m working hard and saving every penny I can to buy a GTR and drive it around before I hit 40. It would be the best thing that ever happened to me.”

– Vhovignesh, 28 years old

Whether you aspire to travel, buy properties, or live that high flyer life once you hit 40, one thing that can help you achieve your life goals is premier banking

Premier banking comes with a host of privileges, from shorter queues at banks and dedicated relationship managers, to better rewards and exchange rates. In fact, premier banking could allow you to enjoy special FD rates, attractive home financing rates, as well as travel and relocation perks.

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Looking to get started with premier banking? HSBC wants to help you get started, while rewarding you with amazing benefits along the way!

In fact, from now to 31 March 2024, HSBC is giving you a chance to win a trip to 88 amazing destinations worth up to RM800,000.

Lucky winners get to enjoy these awesome prizes:

– Grand Prize: Enjoy the beauty of Europe with a full board holiday for two worth up to RM50,000 each.

– First Prize: Embark on an adventurous escape to Europe with flights and hotels for two, worth up to RM20,000 each.

– Consolation Prize: Discover the exotic wonders of Asia with flights and hotels in Asia for two, worth up to RM5,000 each.

Image via HSBC

All you have to do is begin your HSBC Premier journey by opening an account, upgrading your HSBC account, making an investment, or subscribing to an insurance plan

Gain 10 contest entries when you complete one of these steps:
– Open a new Premier account with a minimum Total Relationship Balance of RM200,000
– Upgrade to a Premier account with a minimum Total Relationship Balance of RM200,000
– Make a new investment at with a minimum of RM50,000
– Subscribe to a new insurance plan with a minimum Annual Premium Equivalent (APE) of RM50,000

For a limited time, HSBC is also offering up to 4.18% p.a. interest for a six-month time deposit (TD) in MYR or USD. You could even secure higher returns up to 6.28% when you bundle your TD with an investment or insurance product.

Are you an existing HSBC Premier customer and know someone who should enjoy the benefits of HSBC Premier? You can also get up to RM18,000 cashback when you refer family or friends to HSBC Premier.

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Find out more about how you can work towards your life goals with HSBC Premier here

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Malaysians Share Life Goals They Wanna Reach Before Turning 40 Years Old