Malaysian Adults Share How Much Ang Pow They Received For Chinese New Year So Far

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<h2>A Malaysian man recently took to a Facebook group to share the challenges he encountered after working in Singapore for over two decades</h2>
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<p>According to <a target="_blank" rel="nofollow noopener" href="https://www.mstar.com.my/lokal/viral/2024/01/31/selepas-20-tahun-rakyat-malaysia-baru-sedar-penat-kerja-di-singapura-bujang-simpanan-rm12-juta-tak-tahu-nak-buat-apa">mStar</a>, the 42-year-old man said he began working as an engineer in Singapore in 2003.</p>
<p>During his tenure in the country, he disclosed that he successfully accumulated SGD354,258 (RM1.24 million) in his Central Provident Fund (CPF) account.</p>
<p><b>CPF serves as a social security and retirement savings scheme for employees in Singapore, similar to Malaysia&#8217;s Employees Provident Fund (EPF).</b></p>
<p>&#8220;If your CPF has accumulated to this extent, what should you do? I&#8217;m still contemplating what to do with this money because I&#8217;m no longer able to work in Singapore and commute daily.</p>
<p>&#8220;It&#8217;s hard to quit my job, considering of my current position as an engineer with a monthly salary of SGD5,000 (RM17,618). When I saw the total amount [in my CPF account]﻿, I felt like withdrawing it and enjoying the fruits of my labour,&#8221; he said.</p>
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<p>                <small class="img-credit">Image via <a target="_blank" href="https://www.freepik.com/free-photo/singapore-view-waterfront-urban-architecture_1090348.htm#query=singapore&#038;position=7&#038;from_view=search&#038;track=sph&#038;uuid=91749c1d-c0e7-49ef-8d25-4de9f204f614" rel="noopener">mrsirapboi/freepik</a></small>
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<h2>After dealing with challenges in Singapore, he now faces a new dilemma in retirement back in Malaysia</h2>
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<p>In the comments section, the man also expressed concern about his future upon returning to Malaysia, having spent his formative years working at a factory in Singapore.</p>
<p>&#8220;The original plan was to work until the age of 55, but when I got promoted, I felt stressed with the increased workload. That&#8217;s when I realised I needed to explore other options before chronic illness sets in,&#8221; he said.</p>
<p>He added that he does not intend to use his CPF funds for property investment due to the  high capital requirements and his inability to manage them.</p>
<p>Seeking insights and suggestions, he turned to the Facebook group for guidance on his next chapter in Malaysia, as he doesn&#8217;t have a wife to turn to, and his parents asked him to figure out his future on his own.</p>
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<h2>Netizens gave the man various pieces of advice in the comments section</h2>
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<p>Most of the Facebook group members suggested looking into business and real estate investing, while others emphasised the significance of taking a break and rediscovering happiness after years of hard work.</p>
<p>&#8220;You should invest in the afterlife. Seek happiness, and get closer to God. Go do some &#8216;healing&#8217; activities and enjoy God&#8217;s creation while serving those in need,&#8221; commented one user.</p>
<p>Others suggested the man to contemplate marriage, with some users even expressing interest in becoming potential life partners.</p>
<p>&#8220;Get married, brother, it&#8217;s time to settle down,&#8221; wrote one user.</p>
<p>&#8220;You&#8217;re not married yet? Well, I don&#8217;t need a dowry. In fact, the wedding doesn&#8217;t have to be extravagant, I&#8217;ll just follow your lead. As long as you&#8217;re not tired of searching for love, it will come on its own,&#8221; commented another.</p>
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<h2>Meanwhile, a former university lecturer from Malaysia shared that he earns five times more working as a cleaner in Singapore:</h2>
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<p>&#8220;It&#8217;s true that working in Singapore can change your fortune,&#8221; he said.</p>
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<h2>In December, a Singaporean transport company posted a job advertisement featuring an enticing starting monthly salary of SGD5,000 (RM17,656.47):</h2>
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<p>60% of the applicants are Singaporean citizens, while the rest are from Malaysia, Indonesia, China, India, and Myanmar.</p>
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<h2>Many young Malaysians choose to work in Singapore to earn a better wage for their future:</h2>
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<p>The civil engineer hopes his videos will give others a rough idea of what budget living in Singapore is like.</p>
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