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<h2>Do you know how much you actually spend on food every month?</h2>
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<p>                <small class="img-credit">Image via <a target="_blank" href="https://www.malaymail.com/news/eat-drink/2022/09/19/chap-fan-hero-pj-section-17s-restoran-kim-seng/28896" rel="noopener">Lee Khang Yi/Malay Mail</a></small>
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<p>Chances are, you don&#8217;t really keep track. And chances are, you probably spend more on food than you think you do! :O</p>
<p>The Statistics Department&#8217;s Income, Expenditure, Poverty and Inequality 2022 report showed that Malaysian households spent an average of RM732 per month at restaurants and cafés, as well as RM58 at canteens and cafeterias, as reported by <a target="_blank" rel="nofollow noopener" href="https://www.thestar.com.my/news/nation/2023/10/03/interactive-heres-how-we-spent-our-money-last-year">The Star</a>.</p>
<p>In fact, the number for household spending shoots up in states like Penang (RM1,090), Selangor (RM1,313), and Kuala Lumpur (RM1,381).</p>
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<h2>But don&#8217;t worry! Come tell us your <em>chap fan</em> order, and we&#8217;ll help you <em>agak</em> (estimate) how much you actually spend on food every month.</h2>
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<p><p><b>Quiz not loading? Just hit &#8216;Refresh&#8217; and try again!</b></p>
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<p><i>Note: This quiz is for entertainment purposes only. Dun so serious, okay? 🙂</i></p>
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<div class="fitvidWrapper"><iframe loading="lazy" id="interactApp65cd6e09c172600015786fda" width="800" height="800" style="border:none;max-width:100%;margin:0;" allowTransparency="true" frameborder="0" src="https://quiz.tryinteract.com/#/65cd6e09c172600015786fda?method=iframe"></iframe></div>
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<h2>So, do you feel like you&#8217;re overspending on food? :O</p>
<p>Check out how to start making a monthly budget:</h2>
</div>
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<h2>Learn how to grow your money on SAYS!</h2>
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<h2>For more #money stories:</h2>
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<p>Convert your &#8220;trash&#8221; into cash.</p>
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<h6><a href="https://says.com/my/p/lifestyle/9-simple-ways-to-invest-rm1-000-in-malaysia-2024" class="ga-curator-related">&#8220;So You Have RM1,000&#8221; — Here&#8217;s A Simple Guide On How To Start Investing In Malaysia</a></h6>
<p>There&#8217;s actually a lot you can do with RM1,000 in Malaysia.</p>
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[QUIZ] Lai, Choose Your 'Chap Fan' Dishes & We Guess How Much You Spend On Food Each Month

[QUIZ] Lai, Choose Your ‘Chap Fan’ Dishes & We Guess How Much You Spend On Food Each Month

PTPTN

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<h2>Ever wondered what your life will look like 20 years from now?</h2>
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<p>                <small class="img-credit">Image via <a target="_blank" href="https://www.freepik.com/free-photo/close-up-japanese-family-having-fun_18007963.htm#page=3&#038;query=asian%20relaxing%20older%20mother%20daughter&#038;position=46&#038;from_view=search&#038;track=ais&#038;uuid=4f247504-fd15-44a0-ad12-e9077ae96114" rel="noopener">Freepik</a></small>
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<p>Will you be happily retired, living a lavish lifestyle, or will you be contented with a simple, fulfilling life?</p>
<p>While it&#8217;s not something we often think about, our future is very much related to the way we&#8217;re living today. How we spend and how we save could actually have a big impact on where we are financially 20 years down the road.</p>
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<h2>Don&#8217;t worry, we&#8217;re here to help! Tell us your everyday spending habits and we&#8217;ll give you an idea of how rich you&#8217;ll be in 20 years:</h2>
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<p><p><b>Quiz not loading? Just hit &#8216;Refresh&#8217; and try again!</b></p>
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<p><i>Note: This quiz is for entertainment purposes only. Dun so serious, okay? 🙂</i></p>
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<div class="fitvidWrapper"><iframe loading="lazy" id="interactApp65b862ebdee5cf0014130746" width="800" height="800" style="border:none;max-width:100%;margin:0;" allowTransparency="true" frameborder="0" src="https://quiz.tryinteract.com/#/65b862ebdee5cf0014130746?method=iframe"></iframe></div>
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<h2>Ultimately, your spending and saving habits today could have a great impact not just on your future, but also your children&#8217;s!</h2>
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<p><p>20 years down the road may seem like a long time away, but if you think about it, that&#8217;s probably when you&#8217;ll need to be paying for your children&#8217;s education. And there&#8217;s no better time to start preparing for it than right now!</p>
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                      <img decoding="async" class="source-img-1213573" alt="" src="https://images.says.com/uploads/story_source/source_image/1213573/1745.jpg"> </a>
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<p>                <small class="img-credit">Image via <a target="_blank" href="https://www.freepik.com/free-photo/medium-shot-parents-kid-indoors_14530255.htm#query=asian%20kid%20student%20parent&#038;position=17&#038;from_view=search&#038;track=ais&#038;uuid=06149e2e-1900-42ea-81b2-31275836699b" rel="noopener">Freepik</a></small>
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<h2>One of the best ways to start saving for your children&#8217;s education is with The National Education Savings Scheme, a.k.a. Simpan SSPN</h2>
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<p>Administered by The National Higher Education Fund Corporation (PTPTN), Simpan SSPN is a government-backed savings scheme designed to help parents save for their children&#8217;s education.</p>
<p><b>Furthermore, saving with Simpan SSPN comes with a host of benefits:</b><br />&#8211; You can enjoy tax relief of up to RM8,000 a year<br />&#8211; It comes with takaful protection<br />&#8211; It sets aside funds specifically for education, so you won&#8217;t dip into it for other reasons</p>
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<h2>When you save with Simpan SSPN, you&#8217;ll also be entitled to join Cabutan WOW! Simpan SSPN 2024, which has prizes worth over RM1.3 million up for grabs, woah!</h2>
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<p><iframe loading="lazy" width="560" height="315" src="https://www.youtube.com/embed/B-B5Yvwcqro" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
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<p>Cabutan WOW! Simpan SSPN has always been a highlight for Simpan SSPN depositors. During PTPTN&#8217;s recent event, they announced the winners of Cabutan WOW! Simpan SSPN 2023 Kategori Cabutan Tahunan, who walked away with cash prizes of RM150,000 (first place), RM50,000 (second place), and RM10,000 (third place).</p>
<p><b>This year, PTPTN is continuing its tradition of big giveaways, with all kinds of amazing prizes up for grabs.</b></p>
<p>First of all, you could stand a chance to win the main prize worth RM10,000 in cash (one winner) or a RM500 consolidation prize (180 winners) with Cabutan WOW! series throughout the year:</p>
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<p>But what&#8217;s even more exciting is that you could be driving home a brand new <b>Proton X90 Flagship</b>,<b> Proton S50 Flagship</b>, or<b></b><b> Proton X70 Flagship X&nbsp;</b>motorcycle<b>&nbsp;</b>when you save with Simpan SSPN. Besides these grand prizes, you could also be bringing home <b>up to RM30,000 in cash</b>.</p>
<p>Depending on your savings tier, you&#8217;ll be eligible for different giveaways — the more you save, the bigger your rewards!</p>
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<p>                <small class="img-credit">Image via <a target="_blank" href="null" rel="noopener">PTPTN (Provided to SAYS)</a></small>
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<h2>The best part? All you need to do is deposit a minimum of RM50 with Simpan SSPN to join this giveaway.</h2>
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<p>For every RM50 you deposit with Simpan SSPN Prime and Simpan SSPN Plus, you&#8217;ll automatically get one draw and two draws, respectively.</p>
<p>But there are ways to up your chances of winning even more!</p>
<p>Earn five draws when you deposit RM50 into Simpan SSPN Prime through the myPTPTN app, direct debit, or through salary deduction. Or earn ten draws every time you deposit RM50 into Simpan SSPN Plus through the same three methods above.</p>
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<p>                <small class="img-credit">Image via <a target="_blank" href="null" rel="noopener">PTPTN (Provided to SAYS)</a></small>
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<h2>Ready to build a bright future for your children? Start depositing into <a href="https://www.ptptn.gov.my/CabutanWOW2024/" target="_blank" rel="noopener">Simpan SSPN</a> today!</h2>
</div>
<div class="segment-body">
<div class="text">
<div class="">
<p>Learn more about Cabutan WOW! Simpan SSPN 2024 on their <a target="_blank" rel="nofollow noopener" href="https://www.ptptn.gov.my/CabutanWOW2024/">website</a>.</p>
<p><a target="_blank" rel="nofollow noopener" href="https://www.ptptn.gov.my/CabutanWOW2024/wp-content/uploads/2024/01/Terma-Syarat-Cabutan-WOW-Simpan-SSPN-2024_Final-1.pdf"><i>Terms and conditions</i></a><i> apply.</i></p>
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<h2>For more #education stories:</h2>
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<p>But&#8230; cost of living is high.</p>
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<p>PTPTN is offering a 15% discount on loan repayments until  31 Mac 2024.</p>
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