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<h2>One topic we don&#8217;t talk about much in Malaysia is estate planning or will writing. However, it&#8217;s something important that Malaysians should become more aware of.</p>
<p>So, what happens if a loved one dies without a will — how do family members claim money and assets of the diseased?</h2>
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<p>When someone passes away without a will, it can take up to five years for their assets to be properly passed on to their family members. Without a will or estate planning, disputes can also arise, delaying the process. Lastly, if the deceased did not inform anyone about their possessions, the beneficiaries may not even know it exists.</p>
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<h2>Here&#8217;s a closer look at what happens to a person&#8217;s estates when he or she passes away without a will in Malaysia:</h2>
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<p>First of all, the death will be classified as &#8216;intestate&#8217;, a.k.a. death without leaving a will or instructions on estate distribution — this applies to savings in bank accounts, properties, investments, and other assets.</p>
<p>Next, depending on whether you&#8217;re a Muslim or non-Muslim, intestacy (inheritance) laws will determine how your estates are distributed.</p>
<p>However, this does not include Employees Provident Fund (EPF) or insurance payouts, as nominees for those would have been chosen. That&#8217;s why EPF members are encouraged to appoint a Nominee to facilitate and expedite the administration of EPF savings by the appointed Nominee after their demise.</p>
<p>For nomination made by Muslim members, the EPF savings will be administered and distributed according to Faraid Law. An EPF Nominee will be the Executor or Administrator of the said savings, and the same goes for Takaful. For nominations made by non-Muslim members, the savings will be administered and distributed according to the member’s instruction.</p>
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<h2>For Muslims:</h2>
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<p><p>Surviving family members will need to apply for Faraid Certificate from the Shariah Court. Next, all rightful Heirs must mutually agree to appoint the same Administrator. The estates will be distributed based on Shariah law — it will be given to Baitulmal (Islamic financial institution) if there are no surviving family members or no one claims the estates.</p>
<p>Beneficiaries have to apply for a Letter of Administration before the estates are distributed. The letter allows the person named to administer the estate of a deceased who has died without leaving a valid will.</p>
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<h2>For Non-Muslims:</h2>
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<p>Surviving family members will need to appoint an Administrator. Similarly, beneficiaries need to apply for a Letter of Administration before the estates are distributed.</p>
<p>Upon which, the estates will then be distributed to the beneficiaries based on Distribution Act 1958 after deducting the funeral expenses and outstanding debts.</p>
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<p>On top of that, for both Muslims and Non-Muslims, the Administrator will need to find two sureties, whose role is to guarantee the same value of assets and ensure the estates are properly distributed. However, no sureties are needed if AmanahRaya is appointed as the Administrator for estates with a gross value of RM600,000 or below.</p>
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<h2>In Malaysia, three institutions have the power to issue the Letter of Administration: AmanahRaya, the Small Estate Distribution Unit of the Department of the Director-General of Lands and Mines, and the High Court (Civil)</h2>
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<p>AmanahRaya, a premier trustee company wholly-owned by the government of Malaysia, can be appointed as an Administrator for both Testate and Intestate estates regardless of value. As a one-stop centre for wealth and estate planning, AmanahRaya will professionally compile and manage deceased’s assets, settle any debts, and distribute the remaining assets to the rightful beneficiaries.</p>
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<h2>So, what happens to estates that are not claimed — where do the money and assets go?</h2>
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<p>Contrary to popular belief, estates are not &#8220;frozen&#8221; at AmanahRaya.</p>
<p>When a person passes away, the estates will be in the name of the deceased until their loved ones begin the process of administering it.&nbsp;The estates will not go directly to AmanahRaya.</p>
<p>For instance, if Ahmad leaves behind property, cars, bank deposits, and stocks when he dies, all assets will be frozen at the location or agency where they are being kept. The ownership of the assets still belongs to Ahmad until his surviving family members obtain a Letter of Administration. As long as this step is not done or delayed, the assets will continue to be frozen.</p>
<p>To prevent this from happening, every individual should know the basics of estate management. Better still, you should plan for your inheritance in advance by including a will as part of your wealth and estate planning instrument.</p>
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How To Claim Money And Assets If Someone Dies Without A Will In Malaysia

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<h2>Thai police have arrested a 35-year-old man for the chilling premeditated murders of his sister and their elderly father.</p>
<p>He allegedly drowned them by locking them in two customised steel boxes.</h2>
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<p>The gruesome murders came to light after residents of Ban Sang Khui in Phang Khon district alerted authorities about the two suspicious steel boxes near a pond, <a target="_blank" rel="nofollow noopener" href="https://www.thaiexaminer.com/thai-news-foreigners/2024/01/09/sakon-nakhon-police-find-2-steel-coffins-submerged-in-a-pond-evil-double-murder/">reported</a> the Thai Examiner last week.</p>
<p>The man, identified as Warut Datephumee, reportedly admitted to killing his father, Prayat Datephumee, and sister, Piangpen Datephumee, while also revealing the motive behind the crime, <a target="_blank" rel="nofollow noopener" href="https://thethaiger.com/news/national/thai-man-cites-inheritance-arguments-as-motive-for-drowning-family">reported</a> Thaiger.</p>
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<h2>During interrogation on 10 January, Warut revealed a tale of calculated brutality, explaining how he planned the murders over his unhappiness with his father, who had threatened to cut him off from his inheritance</h2>
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<p>Warut said that there have been simmering tensions between the family over an inheritance dispute. His father&#8217;s repeated threats to sever ties and cut off the expected inheritance fueled resentment.</p>
<p>According to Thaiger, Warut claimed that he felt stressed because he could not impress his father in any way. He was also angry with his autistic sister, who always agreed with everything their father said.</p>
<p>The report stated that he felt like no one was standing by his side, so he planned their murders.</p>
<p>Warut explained that he designed the metal boxes. He paid a local metal factory TBH12,000 (approximately RM1,600) to put the wheels on the boxes so that they could be pushed around easily.</p>
<p>When the factory workers asked about the purpose of the boxes, he claimed that he wanted the boxes for his YouTube videos.</p>
<p>However, he lured his father and sister into the boxes, asking them to try what he described as &#8216;innovative beds&#8217;. He then locked them inside, carried the boxes to the pond, and dumped them there, reported Thaiger.</p>
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<h2>According to Warut, he was fully aware of his actions and was not under the influence of drugs or alcohol</h2>
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<p>He also claimed to have committed the murders alone.</p>
<p>According to Section 289 of the Thailand Criminal Law, Warut could face the death penalty for intentionally killing his father. This statute stipulates the death penalty for such acts, while Section 288 outlines punishment for intentional murder as death, life imprisonment, or imprisonment for 15 to 20 years.</p>
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Man Angry Over Being Denied Inheritance Admits To Drowning Dad & Sister In Steel Boxes